Bartosz Kwieciński
President of the Management Board
Become a partner of
the industry leader
Expander is No. 1 in the sale of mortgages among intermediaries in Poland. *
We offer our clients not only loans from more than a dozen banks,
but also property and insurance.
*Calculations based on data from the ZFPF and AMRON-SARFiN report for Q3 2022.
Now you can share this success with us!
years of experience - in helping clients achieve their plans and dreams
No. 1 on the market* - in the sale of mortgages
Scale of operations - in total, in 2021, we launched mortgages worth PLN 17.44 billion, corporate loans worth PLN 447 million and cash loans worth PLN 564 million through banks
Unique relationships with over a dozen banks, insurers and developers
Every 4th mortgage in Poland is arranged through us
Among the leaders of the Association of Financial Intermediation Companies (ZFPF)
Expander has been consistently increasing its market share in its main product group – mortgages. Since 2012, it has now reached over 20% of the total volume of mortgage sales in the Polish market.
In Q2 of 2019, Expander reached the position of the largest mortgage intermediary in Poland and maintains this position to date, increasing its lead over its competitors. Despite the current coronavirus crisis and the declining mortgage market, Expander has managed to maintain its mortgage sales growth and strengthen its market position even in such a difficult environment.
| Loan provider | Value of mortgage loans granted (PLN million) |
|---|---|
| Expander | 17 445 |
| PKO BP | 16 561 |
| ING Bank Śląski | 16 391 |
| Millennium | 10 446 |
| Pekao SA | 10 447 |
| mBank | 9 731 |
| Santander | 9 609 |
| BNP Paribas Bank Polska | 6 599 |
| Alior | 3 442 |
In 2021, the total volume of mortgages offered by Expander was greater than the volume of sales made by the largest bank in the market, for the first time in the company’s history.
Every 4th mortgage in Poland is arranged with the help of our experts
Calculations based on data from the ZFPF and AMRON-SARFiN report for Q3 2022.
The leadership position is confirmed by sales results.
granted through Expander in 2021 amounted to PLN 17.4 billion.
Data from the ZFPF for 2020 and 2021
Bernadeta Jadowska
Sales Network Director
We care about
our brand
❯ our communication platform appeals to customers and is distinctive and engaging
❯ we have by far the best image among all financial intermediaries
❯ we have been nominated for the most prestigious marketing competition, the Effie Awards 2021, for the campaign “With us, loans are magically simple”
Expander is the best known brand
in terms of spontaneous familiarity with financial intermediation brands among people who have taken out a loan/credit in the last two years.
Map of Expander branches
Own network
21 branches
Franchise network
48 branches
Mobile Direct Network
13 branches
Partnership Network
Almost 2500 experts
New technologies for the customer and the expert
In 2018, the mortgage and cash loan comparison engine was launched, and in 2020 we expanded it with new functionalities.
In 2019, we launched a property search engine for the primary market, which we are currently expanding to include the secondary market.
Our experts also have a wide range of tools in their daily work. These include not only customer and property management systems, but also a huge knowledge base, tools for external partners and solutions for acquiring new contacts.
Everything you need in one place
A mortgage, a cash loan, various types of insurance, financing for a company and even the purchase of a flat or a plot of land. There is so much customers can get done in an Expander branch.
We work with, among others:
- 13 banks for mortgages
- 10 banks for cash loans
- 9 insurers for property insurance
- 11 insurers for life insurance
- more than 100 developers throughout the country
- 15 architects and 50 construction teams for turnkey finishes